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\u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8\u201c, \u2013 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d7\u10d0 \u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10db\u10d0, \u10da\u10d0\u10e8\u10d0 \u10ee\u10e3\u10ea\u10d8\u10e8\u10d5\u10d8\u10da\u10db\u10d0.<\/p>\n<p>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d8\u10d7, \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0, \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10e1\u10e3\u10d1\u10e3\u10e5\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10de\u10dd\u10e1\u10e2 \u2013 COVID-19-\u10d8\u10e1 \u10e1\u10ea\u10d4\u10dc\u10d0\u10e0\u10d7\u10d0\u10dc \u10d0\u10d3\u10d0\u10de\u10e2\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8. \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10d4\u10e0\u10d7\u10d8 \u10d9\u10dd\u10db\u10de\u10dd\u10dc\u10d4\u10dc\u10e2\u10d8 \u10d2\u10d0\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10d0\u10e4\u10d0\u10e0\u10d7\u10dd\u10d4\u10d1\u10e1 \u201e\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8\u201c (EG) \u10e1\u10d0\u10d0\u10d2\u10d4\u10dc\u10e2\u10dd\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10e3\u10da \u10db\u10d8\u10d9\u10e0\u10dd, \u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d4\u10d1\u10e1. \u10db\u10d8\u10d9\u10e0\u10dd \u10d3\u10d0 \u10db\u10ea\u10d8\u10e0\u10d4 \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u201e\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8\u10e1\u201c \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10d7 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10e0\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10d8\u10ee\u10d0\u10e2\u10d4\u10d1\u10d0.<\/p>\n<p>\u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5, \u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8 (SMEs) \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d4\u10dc \u201e\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8\u10e1\u201c \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10e1 \u10db\u10d8\u10d9\u10e0\u10dd \u10d3\u10d0 \u10db\u10ea\u10d8\u10e0\u10d4 \u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10de\u10e0\u10dd\u10ea\u10d4\u10dc\u10e2\u10dd \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0\u10ea \u10e8\u10d4\u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10d8\u10e5\u10dd\u10dc\u10d8\u10d4\u10d1\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e3\u10e8\u10e3\u10d0\u10da\u10dd \u10e8\u10d4\u10d6\u10e6\u10e3\u10d3\u10d5\u10d4\u10d1\u10d6\u10d4. \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d8\u10d8\u10e6\u10d4\u10d1\u10d4\u10dc \u10e1\u10d0\u10e0\u10d2\u10d4\u10d1\u10d4\u10da\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7 \u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc \u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d7, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8\u10d0 \u10d2\u10d8\u10e0\u10d0\u10d5\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0\u10d3\u10d2\u10d4\u10dc\u10d8\u10da \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc \u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d6\u10d4 \u10e0\u10d4\u10d0\u10d2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n<p>\u201e\u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d8\u10e1 \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d4\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10d9\u10d4\u10e0\u10eb\u10dd \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1, \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e1\u10d0\u10db\u10d4\u10ec\u10d0\u10e0\u10db\u10d4\u10dd \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d0\u10e1. \u10d0\u10db \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7, \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0 \u10d3\u10d0 85 \u10db\u10da\u10dc. \u10d4\u10d5\u10e0\u10dd\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d0\u00a0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10e1\u10d0\u10ed\u10d4\u10e0\u10d0\u10d3 \u10de\u10dd\u10e1\u10e2\u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10e3\u10e0 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8, \u10e4\u10d0\u10e1\u10d3\u10d0\u10e3\u10d3\u10d4\u10d1\u10d4\u10da\u10d8\u10d0\u201c, \u2013 \u10d2\u10d0\u10dc\u10d0\u10ea\u10ee\u10d0\u10d3\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d3\u10d0 \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10db\u10d0, \u10dc\u10d0\u10d7\u10d8\u10d0 \u10d7\u10e3\u10e0\u10dc\u10d0\u10d5\u10d0\u10db.<\/p>\n<p>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d4\u10dc, \u10e0\u10dd\u10db \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e4\u10e0\u10d0\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d0\u10e1. \u10d4\u10e1 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d3\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e4\u10e0\u10d0\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0\u10e1 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 (IPS)\u10d0\u10ee\u10d0\u10da\u10d8 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d8\u10d7, \u201e\u10d8\u10ea\u10dc\u10dd\u10d1\u10d3\u10d4\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10e1\u201c (KYC) \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10e0\u10d4\u10d4\u10e1\u10e2\u10e0\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d7\u10dd \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10d7\u10d0 \u10d3\u10d0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10e0\u10e9\u10dd\u10e1 \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10e1 \u10d2\u10d0\u10e4\u10d0\u10e0\u10d7\u10dd\u10d4\u10d1\u10d0 \u10db\u10dd\u10eb\u10e0\u10d0\u10d5\u10d8 \u10d2\u10d8\u10e0\u10d0\u10dd\u10e1, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3 \u10d0\u10d5\u10e2\u10dd\u10db\u10dd\u10d1\u10d8\u10da\u10d4\u10d1\u10d8\u10e1, \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d0\u10e6\u10ed\u10e3\u10e0\u10d5\u10d8\u10da\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10d0\u10e6\u10da\u10d4\u10d1\u10d8\u10d7.<\/p>\n<p>\u201e\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d8\u10da\u10d8 \u10db\u10e7\u10d8\u10e1\u10d8\u10d4\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10d1\u10d4\u10dc\u10d4\u10e4\u10d8\u10ea\u10d8\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10db\u10d8\u10d9\u10e0\u10dd, \u10db\u10ea\u10d8\u10e0\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e4\u10e3\u10da\u10d0\u10d3 \u10e1\u10d0\u10ee\u10e1\u10e0\u10d4\u10d1\u10d6\u10d4 \u10db\u10e7\u10d8\u10e1\u10d8\u10d4\u10e0 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10dd\u10d1\u10d0\u10e1, \u10e0\u10d0\u10ea \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10e1 \u10d2\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e4\u10e3\u10da\u10d0\u10d3\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1 \u10d2\u10d0\u10dc\u10d9\u10d0\u10e0\u10d2\u10d5\u10d0\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d8 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10dd\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10e8\u10d8 \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 Fintech \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d4\u10dc \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d0\u10e0\u10ee\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d0\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10d7 \u10ee\u10d0\u10e0\u10ef\u10d7\u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0\u10e1\u201c, \u2013 \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10de\u10e0\u10d4\u10d6\u10d8\u10d3\u10d4\u10dc\u10e2\u10db\u10d0, \u10d9\u10dd\u10d1\u10d0 \u10d2\u10d5\u10d4\u10dc\u10d4\u10e2\u10d0\u10eb\u10d4\u10db.<\/p>\n<p>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10d6\u10d4 \u10de\u10d0\u10dc\u10d3\u10d4\u10db\u10d8\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0\u10e1 \u10e4\u10d8\u10e0\u10db\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10ee\u10d0\u10da \u10e0\u10d4\u10d0\u10da\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10d3\u10d0\u10de\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d8\u10d7, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10db\u10db\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10d7\u10d8, \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 COVID 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